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Courses/Audit & Assurance/Fraud

Agentic Commerce Fraud: Emerging Risks in AI-Driven Transactions

Detect machine-to-machine payment exploits, expose autonomous purchasing vulnerabilities, and fortify your enterprise against the next evolution of automated cybercrime.

Created byLucas Olson
BeginnerUpdated Sep 23, 2026
Agentic Commerce Fraud: Emerging Risks in AI-Driven Transactions

What You'll Learn

check_circleExplain how agentic commerce differs from traditional digital transaction models
check_circleIdentify emerging fraud risks introduced by autonomous AI systems
check_circleAssess how existing fraud controls may be challenged within agentic environments
check_circleEvaluate governance and monitoring requirements for AI-enabled transactions
check_circleApply practical approaches for reducing fraud and operational risk in agentic systems

About This Course

The rapid development of agentic commerce — where AI systems autonomously search, negotiate, recommend, and execute commercial transactions on behalf of users or organisations — is introducing new forms of fraud and financial risk. Unlike traditional e-commerce environments, agentic systems can independently make decisions, interact with multiple platforms, process large volumes of information, and initiate transactions with limited human intervention. While these capabilities offer significant opportunities for efficiency and customer experience, they also create novel vulnerabilities across authentication, payment processes, identity verification, and transaction monitoring.

This session examines fraud risk within emerging agentic commerce environments from a practical financial crime and governance perspective. The course explores how autonomous agents alter fraud patterns, how existing control frameworks may become insufficient, and the technical, legal, and operational considerations organisations should address as AI-enabled transaction environments mature. Participants will gain practical insight into how fraud detection, risk management, and governance strategies may need to evolve within increasingly autonomous commercial ecosystems.

Key Topics Discussed:

  • Understanding agentic commerce and autonomous transactions
  • AI agents as buyers, intermediaries, and decision-makers
  • Identity fraud and authentication challenges
  • Synthetic identities and AI-generated fraud vectors
  • Payment fraud within autonomous transaction environments
  • Prompt manipulation and agent exploitation risks
  • Fraud through third-party integrations and APIs
  • Transaction monitoring and anomaly detection challenges
  • Governance and accountability in autonomous systems
  • Human oversight and approval frameworks
  • Legal and regulatory implications for agentic commerce
  • Future fraud trends in AI-enabled commercial environments

Your Instructor

Lucas Olson
Lucas Olson

Founding Partner | Northwest Insights

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Lucas Olson is an expert on good governance and financial analysis. He works as a research consultant to inform strategic decision-making with leadership in the public, private, and non-profit sector. He earned his PhD from the Jackson School of International Studies at the University of Washington and a professional Master’s from the School of International Service at American University. He lived in Washington, DC for a half decade working for the World Bank Group as well as a variety of research consulting positions within the higher education industry. Lucas’s expertise are in emerging fraud trends, data governance, international economics, and econometrics. He is a Certified Fraud Examiner and currently works as a Fraud Analyst for Javelin Research & Strategy. In his free-time, he volunteers as Treasurer on the board of the Unity Foundation of Hawaii and loves to spend time being active outdoors with friends.

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We are a registered provider with 327+ associations and regulatory bodies worldwide. We operate across 29 global markets including Canada, the US, Australia, and the UK. Every course page clearly displays its specific accreditations. Upon completion, you receive a professional certificate that can be validated online. Our certificates include all necessary accreditation details, credit hours, and completion dates, and are formatted specifically to meet the submission requirements of most global regulatory bodies.

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